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Being injured on the job can be extremely stressful. The workers’ compensation insurance carrier might treat you like the bad guy for getting injured, but you have the right to fair compensation, no matter what they say or how they make you feel.
If you’re facing a workplace injury and going up against an insurance company, our workers’ comp lawyers are here to level the playing field. With our help, you’ll have the best chance of receiving the compensation that you deserve. Call (864) 385-2791 to contact a Greenville workers’ compensation lawyer with Smith Jordan Attorneys at Law and learn about how we can help.
Navigating workers’ compensation benefits while recovering from an injury can be overwhelming. If you were injured at work, a Greenville workers’ comp lawyer with Smith Jordan can help you understand how workers’ compensation laws can protect you.
Our attorneys will take the time to listen to you and relieve some of the stress of dealing with insurance companies. With over 40 years of experience representing workers before the South Carolina Workers Compensation Commission, we have handled cases for hundreds of people injured on the job. We know how to get you the help you deserve.
In South Carolina, there are 2.3 workplace injuries per year for every 100 people, according to the latest data. Under South Carolina law, injured employees are entitled to a range of benefits through the state’s workers’ compensation system. These benefits are designed to provide financial support and medical care for workers who suffer on-the-job injuries or illnesses.
Among the primary benefits available:
Workers’ compensation in South Carolina is regulated under the state’s Workers’ Compensation Act. This law states that an employee who suffers an accidental injury “arising out of and in the course of employment” is entitled to receive financial compensation for their losses.
In most cases, South Carolina businesses with four or more regular employees—including part-time employees—are required to purchase workers compensation insurance coverage.
Workers’ compensation in South Carolina is no-fault, meaning that you don’t need to prove fault or negligence on the part of your employer. To qualify for benefits, you generally need to prove that the injury or illness was caused by your job duties and occurred while you were on the clock.
Additionally, you must be an employee of an employer that carries workers compensation insurance. The word “employee” is key here — independent contractors and self-employed individuals aren’t usually eligible for workers comp benefits in South Carolina.
Although work accidents have various causes, there are a few common ones we see:
No two workplace accidents are the same, and the types of injuries that occur can vary widely depending on the job and industry. The following are some of the possibilities:
Not all workers’ compensation claims follow the same timeline, but there are a few basic steps to expect:
Receive a decision: The WCC will evaluate the evidence and issue a decision outlining your entitled benefits.
Learn More: How long after a workers’ comp settlement do I get paid?
The most successful workers’ compensation claims are those supported by sufficient evidence. Your Greenville workers’ compensation lawyer can help you compile the documents and other evidence necessary to support your claim, which may include the following:
The insurance company is responsible for reviewing the evidence submitted as part of your claim and making a decision regarding benefits. The insurer may also investigate to determine the validity of the claim, which may include interviewing you and/or witnesses, performing surveillance on you, contacting your physician, or reviewing your medical records.
Although the insurance company is required to act in good faith when reviewing your claim, it may attempt to deny or delay payment of benefits. These companies are for-profit businesses, and they do not always have your best interests in mind.
Having a Greenville workers’ compensation lawyer from Smith Jordan Attorneys at Law on your side can level the playing field. We know the tactics insurers use to deny or underpay claims and can push back to ensure you receive the benefits you deserve. From advocating on your behalf during investigations to ensuring your rights are protected at every step, we are here to handle the complexities while you focus on your recovery.
There are thousands of workers’ compensation claims filed every year in South Carolina, but not all of them get approved. This is where it is essential to be aware of the common mistakes that could compromise your workers’ compensation claim in the Greenville-Spartanburg-Easley area. These include:
Even when you no longer need to see your doctor as frequently, you need to schedule and keep regular appointments to stay in touch. This will ensure that your claim is not compromised by failing to seek regular medical care.
Navigating a workers’ compensation claim can be complex and overwhelming, especially when you’re focused on recovering from an injury. At Smith Jordan Attorneys at Law, we are dedicated to helping injured workers secure the benefits they deserve. With over 40 years of experience and a deep understanding of South Carolina workers’ compensation laws, we are equipped to handle every aspect of your case.
Don’t let the stress of dealing with insurance companies or the fear of a denied claim keep you from seeking the help you need. Contact us today to schedule a consultation and let us provide the legal guidance and support you need to move forward confidently.
When you haven’t been protected by Workers Compensation as promised, our attorneys can help.
After all, the insurance companies will have lawyers on their side—why shouldn’t you? If you’ve been hurt at work, contact the attorneys at Smith Jordan today.
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